/* Simulateur de prêt immobilier avec PTZ (page /simulateurs/pret-immobilier).
   Charte : encre, crème, or, bleu acier. Jamais de rouge ni de vert. */
.sr-only { position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.sp { font-size: 16px; line-height: 1.5; color: var(--texte); text-align: left; }
.sp small { font-weight: 500; color: var(--doux); font-size: 12.5px; }

/* Étapes */
.sp-progress { list-style: none; margin: 0 0 18px; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; }
.sp-progress button { width: 100%; display: flex; align-items: center; justify-content: center; gap: 8px; min-height: 48px; padding: 6px 8px; border-radius: 14px; border: 1px solid var(--ligne-forte); background: var(--surface); color: var(--doux); font: 600 14px/1.1 var(--corps); cursor: pointer; transition: border-color .2s, color .2s, background .2s; }
.sp-progress button b { display: grid; place-items: center; width: 24px; height: 24px; border-radius: 50%; background: var(--surface-2); color: var(--doux); font-size: 13px; flex: none; transition: background .2s, color .2s; }
.sp-progress button:hover { border-color: var(--bleu-clair); color: var(--texte); }
.sp-progress button.done b { background: rgba(226,178,76,.18); color: var(--or); }
.sp-progress button.now { border-color: var(--or); color: var(--texte); background: rgba(226,178,76,.07); }
.sp-progress button.now b { background: var(--or); color: var(--nuit); }
@media (max-width: 480px) { .sp-progress { gap: 5px; } .sp-progress button { flex-direction: column; gap: 3px; font-size: 12px; min-height: 54px; padding: 6px 2px; } }

/* Grille : assistant + résumé en direct */
.sp-grid { display: grid; grid-template-columns: minmax(0, 1fr) 340px; gap: 18px; align-items: start; }
@media (max-width: 900px) { .sp-grid { grid-template-columns: minmax(0, 1fr); } }
.sp.is-result .sp-grid { display: none; }
.sp-form, .sp-live, .sp-res { background: var(--surface); border: 1px solid var(--ligne-forte); border-radius: 24px; box-shadow: 0 40px 90px -40px rgba(0,0,0,.85); min-width: 0; }
.sp-form { padding: clamp(18px, 3.4vw, 32px); }
.sp-example { margin: 0 0 14px; font-size: 13px; color: var(--doux); padding: 8px 12px; border-radius: 10px; background: var(--nuit-2); border: 1px dashed var(--ligne-forte); display: inline-block; }
.sp-step { border: 0; padding: 0; margin: 0; min-width: 0; display: grid; gap: 16px; }
.sp-step[hidden] { display: none; }
.sp-step.active { animation: stepIn .4s cubic-bezier(.16,1,.3,1) both; }
.sp-legend { padding: 0; margin: 0 0 4px; float: left; width: 100%; }
.sp-legend + * { clear: both; }
.sp-h { display: block; font: 800 clamp(22px, 2.6vw, 28px)/1.15 var(--titre); letter-spacing: -0.01em; outline: none; }
.sp .field { min-width: 0; }
.sp .field label small { margin-left: 4px; }
.sp .field select { font-size: 15px; text-overflow: ellipsis; }
.sp .suffix[data-unit="%"]::after { content: "%"; }
.sp .suffix[data-unit="ans"]::after { content: "ans"; }
.sp .suffix[data-unit="ans"] input { padding-right: 52px; }
/* Prêt complémentaire à taux réduit (facultatif) */
.sp-cpl { margin: 0; min-width: 0; }
.sp-cpl-l { float: left; width: 100%; padding: 0; margin: 0; font-weight: 700; font-size: 15px; line-height: 1.35; }
.sp-cpl-l small { display: block; margin-top: 2px; font-size: 13px; }
.sp-cpl-l + * { clear: both; }
.sp .sp-cpl-h { margin: -6px 0 0; }
.sp-cpl-fields { grid-template-columns: 1.4fr 1fr 1fr; align-items: end; }
@media (max-width: 520px) { .sp-cpl-fields { grid-template-columns: 1fr 1fr; } .sp-cpl-fields .field:first-child { grid-column: 1 / -1; } }
.sp-sub-bloc { display: grid; gap: 16px; padding: 16px; border-radius: 16px; background: var(--nuit-2); border: 1px solid var(--ligne); }
.sp-sub-bloc[hidden], .sp .field[hidden] { display: none; }
.sp .field-hint { margin: 6px 2px 0; font-size: 13px; color: var(--doux); line-height: 1.45; }
.sp .field-hint a, .sp .linkish { color: var(--or); }
.sp .linkish { background: none; border: 0; padding: 0; font: inherit; text-decoration: underline; text-underline-offset: 3px; cursor: pointer; }

/* Choix en boutons */
.sp-seg { border: 0; padding: 0; margin: 0; min-width: 0; }
.sp-seg legend { font-weight: 600; font-size: 14px; margin-bottom: 7px; padding: 0; }
.sp-seg-opts { display: grid; grid-auto-flow: column; grid-auto-columns: 1fr; gap: 5px; padding: 5px; border-radius: 14px; background: var(--surface-2); border: 1px solid var(--ligne-forte); }
.sp-seg label { position: relative; cursor: pointer; }
.sp-seg input { position: absolute; opacity: 0; inset: 0; margin: 0; cursor: pointer; }
.sp-seg span { display: flex; align-items: center; justify-content: center; min-height: 44px; padding: 6px 8px; border-radius: 10px; font-weight: 700; font-size: 15px; text-align: center; line-height: 1.2; color: var(--doux); transition: background .2s, color .2s; }
.sp-seg input:checked + span { background: var(--grad); color: var(--nuit); box-shadow: var(--glow); }
.sp-seg input:focus-visible + span { outline: 2px solid var(--or); outline-offset: 2px; }
.sp-seg label.is-off { cursor: not-allowed; }
.sp-seg label.is-off span { opacity: .4; text-decoration: line-through; }
.sp-seg .field-hint { margin-top: 8px; }

/* Cases à cocher */
.sp-check { display: flex; gap: 12px; align-items: flex-start; padding: 14px 16px; border-radius: 14px; background: rgba(61,106,168,.08); border: 1px solid rgba(61,106,168,.25); cursor: pointer; }
.sp-check input { width: 20px; height: 20px; margin: 2px 0 0; flex: none; accent-color: var(--or); }
.sp-check b { display: block; font-size: 15px; line-height: 1.35; }
.sp-check small { display: block; margin-top: 3px; font-size: 13px; line-height: 1.4; }

/* Villes et zones */
.sp-villes { border-radius: 14px; border: 1px solid var(--ligne); background: var(--nuit-2); padding: 0 16px; font-size: 14px; }
.sp-villes summary { cursor: pointer; padding: 12px 0; font-weight: 600; color: var(--bleu-clair); }
.sp-villes table { width: 100%; border-collapse: collapse; margin: 0 0 14px; }
.sp-villes caption { caption-side: bottom; text-align: left; font-size: 12.5px; color: var(--doux); padding-top: 8px; }
.sp-villes th, .sp-villes td { text-align: left; padding: 7px 8px 7px 0; border-top: 1px dashed var(--ligne-forte); vertical-align: top; }
.sp-villes thead th { border-top: 0; color: var(--doux); font-weight: 600; font-size: 12.5px; }
.sp-villes tbody th { color: var(--or); white-space: nowrap; width: 52px; }

.sp-nav { display: flex; gap: 12px; justify-content: space-between; align-items: center; margin-top: 6px; }
.sp-nav .btn { padding: 0 22px; }
@media (max-width: 520px) { .sp-nav .btn { flex: 1; padding: 0 14px; font-size: 16px; } }

/* Résumé en direct */
.sp-live { padding: 22px; position: sticky; top: 86px; background: radial-gradient(circle at 80% 0%, rgba(61,106,168,.28), transparent 60%), var(--nuit-2); }
@media (max-width: 900px) { .sp-live { position: static; } }
.sp-live-t { font: 800 13px/1 var(--corps) !important; letter-spacing: .12em; text-transform: uppercase; color: var(--or); margin: 0 0 8px !important; text-align: left !important; }
.sp-live-note { margin: 12px 0 0; font-size: 12.5px; color: var(--pale); }
.sp-rows { margin: 0; padding: 0; }
.sp-rows > div { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; padding: 9px 0; border-bottom: 1px dashed var(--ligne-forte); font-size: 15px; }
.sp-rows > div:last-child { border-bottom: 0; }
.sp-rows dt { color: var(--doux); min-width: 0; }
.sp-rows dt small { display: block; font-size: 12px; color: var(--pale); }
.sp-rows dd { margin: 0; font-weight: 700; font-variant-numeric: tabular-nums; text-align: right; color: var(--texte); }
.sp-rows dd small { font-weight: 500; }
.sp-rows .sub dt { padding-left: 12px; font-size: 14px; }
.sp-rows .sub dd { font-weight: 500; color: var(--doux); }
.sp-rows .strong dt { color: var(--texte); font-weight: 700; }
.sp-rows .strong dd { color: var(--or); font-size: 17px; }
.sp-rows .gold { color: var(--or); }
.sp-rows .grey { color: var(--doux); font-weight: 600; }
.sp-live-mens, .sp-live-end { display: flex; justify-content: space-between; align-items: baseline; gap: 10px; margin-top: 14px; }
.sp-live-mens span, .sp-live-end span { font-size: 14px; color: var(--doux); font-weight: 600; }
.sp-live-mens b { font: 800 28px/1 var(--titre); color: var(--or); font-variant-numeric: tabular-nums; white-space: nowrap; }
.sp-live-mens b small, .sp-big small { font-size: .5em; font-weight: 600; color: var(--doux); margin-left: 2px; }
.sp-live-end b { font: 800 24px/1 var(--titre); font-variant-numeric: tabular-nums; }
.v-ok { color: var(--or); } .v-warn { color: var(--bleu-clair); } .v-ko { color: var(--texte); } .v-muted { color: var(--doux); }
.sp-track { position: relative; height: 10px; border-radius: 6px; background: var(--surface-2); margin: 10px 0 6px; }
.sp-track span { position: absolute; left: 0; top: 0; bottom: 0; border-radius: 6px; transition: width .5s cubic-bezier(.65,0,.35,1); }
.sp-track i { position: absolute; left: 58.33%; top: -5px; bottom: -5px; width: 3px; border-radius: 2px; background: var(--texte); }
.sp-track-legend { display: flex; justify-content: space-between; font-size: 11.5px; color: var(--pale); }
.sp-track-legend b { color: var(--texte); }

/* Résultat */
.sp-res { padding: clamp(18px, 3.4vw, 34px); }
.sp-res[hidden] { display: none; }
.sp-res-top { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-bottom: 14px; }
.sp-res-title { font: 800 clamp(24px, 3vw, 32px)/1.1 var(--titre) !important; margin: 0 !important; text-align: left !important; outline: none; }
.sp-res-top .back { white-space: nowrap; }
.sp-res-head { display: grid; grid-template-columns: 1.2fr 1fr; gap: 18px; padding: 20px; border-radius: 20px; background: radial-gradient(circle at 0% 0%, rgba(61,106,168,.3), transparent 60%), var(--nuit-2); border: 1px solid var(--ligne); }
@media (max-width: 640px) { .sp-res-head { grid-template-columns: 1fr; } }
.sp-label { font-size: 14px; font-weight: 600; color: var(--doux); }
.sp-big { font: 800 clamp(44px, 7vw, 68px)/1 var(--titre); color: var(--or); font-variant-numeric: tabular-nums; letter-spacing: -0.02em; margin: 6px 0; white-space: nowrap; }
.sp-sub { font-size: 14.5px; color: var(--doux); margin: 0; }
.sp-mid { font: 800 40px/1 var(--titre); font-variant-numeric: tabular-nums; margin: 6px 0 8px; }
.sp-verdict { display: inline-flex; padding: 6px 12px; border-radius: 999px; font-weight: 600; font-size: 13.5px; }
.sp-verdict.ok { background: var(--accord-fond); color: var(--or); }
.sp-verdict.warn { background: rgba(61,106,168,.2); color: var(--bleu-clair); }
.sp-verdict.ko, .sp-verdict.muted { background: var(--refus-fond); color: var(--texte); }

.sp-chart { margin: 18px 0 4px; }
.sp-svg { width: 100%; height: 26px; display: block; }
.sp-bar-l { display: flex; justify-content: space-between; gap: 10px; margin: 12px 0 6px; font-size: 13px; font-weight: 600; color: var(--doux); }
.sp-bar-l b { color: var(--texte); font-variant-numeric: tabular-nums; }
.sp-legends { margin-top: 14px !important; }
.sp-cta-mini { display: inline-block; margin-top: 12px; font-weight: 700; font-size: 14.5px; color: var(--or); }
.sp-cta { scroll-margin-top: 90px; }
@media (max-width: 520px) { .sp-card { padding: 14px 14px; } .sp-res { padding: 14px; } .sp-res-head { padding: 16px; } .sp-res-title { font-size: 24px !important; } }
.sp-legends { display: grid; grid-template-columns: 1fr 1fr; gap: 6px 22px; margin-top: 10px; }
@media (max-width: 640px) { .sp-legends { grid-template-columns: 1fr; } }
.sp-legends h4 { margin: 0 0 4px; font-size: 12.5px; letter-spacing: .08em; text-transform: uppercase; color: var(--doux); }
.sp-legends ul { list-style: none; margin: 0; padding: 0; }
.sp-legends li { display: grid; grid-template-columns: 14px 1fr auto 44px; align-items: center; gap: 8px; padding: 4px 0; font-size: 14px; color: var(--doux); }
.sp-legends li i { width: 12px; height: 12px; border-radius: 3px; }
.sp-legends li b { color: var(--texte); font-variant-numeric: tabular-nums; }
.sp-legends li span { text-align: right; font-size: 12.5px; color: var(--pale); font-variant-numeric: tabular-nums; }

.sp-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 14px; }
@media (max-width: 760px) { .sp-cols { grid-template-columns: 1fr; } }
.sp-card { padding: 18px 20px; border-radius: 18px; background: var(--nuit-2); border: 1px solid var(--ligne); min-width: 0; }
.sp-wide { margin-top: 14px; }
.sp-card h3 { font-size: 18px !important; margin: 0 0 8px !important; text-align: left !important; line-height: 1.3; }
.sp-rows-2 { display: grid; grid-template-columns: 1fr 1fr; column-gap: 24px; }
@media (max-width: 640px) { .sp-rows-2 { grid-template-columns: 1fr; } }
.sp-rows-2 > div:last-child { border-bottom: 1px dashed var(--ligne-forte); }
.sp-badge { display: inline-block; vertical-align: 2px; margin-right: 6px; padding: 3px 10px; border-radius: 999px; font-size: 12px; font-weight: 700; letter-spacing: .02em; }
.sp-badge.ok { background: var(--or); color: var(--nuit); }
.sp-badge.ko { background: transparent; color: var(--doux); box-shadow: inset 0 0 0 1.5px var(--doux); }
.sp-ptz.is-ok { border-color: rgba(226,178,76,.55); background: linear-gradient(135deg, rgba(226,178,76,.1), transparent 60%), var(--nuit-2); }
.sp-ptz.is-ko { border-left: 3px solid var(--doux); }
.sp-why { margin: 6px 0 0; padding-left: 1.1em; font-size: 15px; color: #D5DDF0; }
.sp-why li { margin-bottom: 6px; }
.sp-note { margin: 10px 0 0; font-size: 13.5px; color: var(--doux); }
.sp-cap { margin: 0; font-size: 15.5px; color: #D5DDF0; }
.sp-cap b { color: var(--texte); white-space: nowrap; }
.sp-tip { margin: 22px 0 8px; }

/* Appel à l'action, avec reflet doré en boucle (coupé si mouvements réduits) */
.sp-cta { margin: 24px 0 8px; padding: 26px 20px 20px; border-radius: 22px; text-align: center; background: radial-gradient(ellipse at 50% 0%, rgba(226,178,76,.16), transparent 70%), var(--surface-2); border: 1px solid rgba(226,178,76,.4); }
.sp-cta-btn { width: 100%; max-width: 640px; min-height: 66px; padding: 14px 22px; font-size: clamp(16px, 2.2vw, 19px); line-height: 1.3; text-align: center; white-space: normal; animation: spPulse 2.8s ease-in-out infinite; }
.sp-cta-btn::after { animation: spSheen 3.6s ease-in-out infinite; }
.sp-cta-btn:hover::after { animation: none; }
.sp-cta p { margin: 12px 0 0; font-size: 14.5px; color: var(--doux); font-weight: 600; }
@keyframes spPulse { 0%, 100% { box-shadow: var(--glow), 0 0 0 0 rgba(226,178,76,.45); } 55% { box-shadow: var(--glow), 0 0 0 14px rgba(226,178,76,0); } }
@keyframes spSheen { 0%, 50% { transform: translateX(-120%); } 85%, 100% { transform: translateX(120%); } }
@media (prefers-reduced-motion: reduce) { .sp-cta-btn, .sp-cta-btn::after, .sp-step.active { animation: none !important; } }
.sp-legal { margin: 14px 0 0; font-size: 13px; color: var(--pale); text-align: center; }

/* En-tête de page un peu plus court : l'outil doit apparaître vite */
.sp-head { padding-bottom: 36px; }
@media (max-width: 780px) { .sp-head { padding-top: 34px; padding-bottom: 24px; } .sp-head .lead { font-size: 16.5px; } }
@media (max-width: 520px) { .sp-head .side-malin { height: 96px !important; margin-top: -14px !important; } }